umbrella with little feet sticking out

Three signs you need life insurance (today)

People depend on you. You just did something big. You want to save money. There’s no day like today to protect what matters most with life insurance. Insureous has taken the hassle out of getting insured. Get an instant quote today.

woman with finger over her mouth

The Biggest Financial Secret I’ve Learned

Thanks to my Dad, I’ve long prided myself on being tuned into all things financial. He was a great stock picker and real estate investor and I’d like to think a tiny bit of that rubbed off. But when it came to life insurance, I did what most people do: buy a term policy and forget it. The only problem with term is that 99 percent of all term policies lapse without paying a claim. This is good because you’re still alive, but the cost of replacing a term policy expiring when you’re a senior is breathtakingly prohibitive. Knowing what I know now, I would have opted for a whole life Indexed Universal Life (IUL) insurance plan. Here’s why.