Life Insurance

Insureous Health Solutions provides individual health, life and annunities to businesses and individuals with compassiona and care.

woman with finger over her mouth

The Biggest Financial Secret I’ve Learned

Thanks to my Dad, I’ve long prided myself on being tuned into all things financial. He was a great stock picker and real estate investor and I’d like to think a tiny bit of that rubbed off. But when it came to life insurance, I did what most people do: buy a term policy and forget it. The only problem with term is that 99 percent of all term policies lapse without paying a claim. This is good because you’re still alive, but the cost of replacing a term policy expiring when you’re a senior is breathtakingly prohibitive. Knowing what I know now, I would have opted for a whole life Indexed Universal Life (IUL) insurance plan. Here’s why.

Tree of financial life.

The Power of Starting Early

Have you thought about your retirement goals and how much money you will need to achieve them? We’re in the midst of some dark financial clouds that call for new approaches to saving and investing. To see how you can set up your retirement plan based on compounded growth, safety and tax avoidance, schedule a free 30-minute zoom call with one of our financial planners.