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The Biggest Financial Secret I’ve Learned

Thanks to my Dad, I’ve long prided myself on being tuned into all things financial. He was a great stock picker and real estate investor and I’d like to think a tiny bit of that rubbed off. But when it came to life insurance, I did what most people do: buy a term policy and forget it. The only problem with term is that 99 percent of all term policies lapse without paying a claim. This is good because you’re still alive, but the cost of replacing a term policy expiring when you’re a senior is breathtakingly prohibitive. Knowing what I know now, I would have opted for a whole life Indexed Universal Life (IUL) insurance plan. Here’s why.

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How to Pick a Health Insurance Plan

Health insurance can be a complicated and confusing topic. With so many different plans, carriers, and options to choose from, it can be overwhelming to try to find the right health insurance that best fits your needs. Use this simple chart to pick the best health insurance plan based on the key features you need to consider.