Why Some Parents Buy Life Insurance for Their Kids
Buying life insurance for a child isn’t about expecting the worst. It’s about protecting future options, locking in insurability early, and giving flexibility that can help later in life.
Blog
2026’s Insurance Reality Check: What Happens If ACA Subsidies End
Millions of Americans may face steep premium hikes if Congress lets the enhanced ACA subsidies expire after 2025. This issue breaks down what’s at stake, who’s affected, and the smart steps to take now to protect your coverage and your wallet.
The Descent: Why Your Retirement Plan is Only Half-Finished
If you have spent the last 30 years climbing a mountain, your primary goal was likely just getting to the… Read More »The Descent: Why Your Retirement Plan is Only Half-Finished
The Smarter Way to Appeal Medical Claim Denials
AI isn’t a magic wand — but some new tools can help organize records, timelines, and evidence to make legitimate appeals stronger and reduce the “paperwork wins” advantage carriers often count on.
The Health Insurance Cost Spiral No One Talks About
America’s health costs keep climbing — but not just because of hospitals or insurers. Our daily habits, delayed care, and chronic conditions form a cost spiral that affects everyone. Learn how the cycle works and what you can do to protect your health and your wallet.