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An dramatic tornado spiral of dollar bills , junk food, hospital symbols, and gym equipment

The Health Insurance Cost Spiral No One Talks About

America’s health costs keep climbing — but not just because of hospitals or insurers. Our daily habits, delayed care, and chronic conditions form a cost spiral that affects everyone. Learn how the cycle works and what you can do to protect your health and your wallet.

A worried young couple sitting at a kitchen table surrounded by medical bills

The Real Cost of Skipping Health Insurance

Think skipping health insurance saves money? One emergency room visit can cost more than a year of premiums. Here’s why going without coverage is one gamble you don’t want to take—and how to find affordable protection.