- Deductible: The amount you pay for healthcare services before your insurance starts to share the costs.
- Co-pay: A fixed fee you pay for specific services, like doctor visits or prescriptions, at the time of care.
- Co-insurance: The percentage of costs you pay after meeting your deductible (e.g., 20% of a hospital bill, while your insurance pays 80%).
- We’ll break down these costs in detail when you choose a plan, so you know exactly what to expect.