Fraternal Protection with Purpose
Presented in collaboration with the Prince Hall Grand Lodge of Washington’s Care Initiative, Insureous is offering simple, secure life insurance and retirement income solutions — designed just for Masonic members and their families.
✔️ Life Insurance That Fits
No medical exam in most cases. Get affordable protection for your family — fast and easy.
✔️ Preserve Your 401(k)
Roll over your retirement into guaranteed income for life. Protect it from market volatility.
✔️ 10% Donated to the Lodge
Every plan helps fund the Lodge’s Care Initiative. Give back while securing your future.
A few options to choose from
Term Insurance
- Coverage terms from 10 to 40 years
- Affordable premiums—often the lowest cost option
- Options to convert to permanent insurance later
- Custom coverage amounts for mortgages, income replacement, and more
Income for Life Annuities
- Guaranteed Income Options (like annuities and Social Security strategies)
- Smart Withdrawal Strategies to help your savings last
- Income Layering Plans (e.g., fixed, variable, and flexible income streams)
- Tax-Efficient Distributions that minimize the IRS bite
- Inflation Protection to maintain your spending power over time
Index Universal Life
- Permanent life insurance coverage that won’t expire
- Cash value growth tied to a market index (like the S&P 500)
- A zero-loss floor—your account won’t decline when the market does
- Flexible premium payments and adjustable death benefit
- Tax-advantaged access to funds later in life
Why Choose Insureous?
Insureous is a trusted, minority-owned insurance agency led by Shelia — a licensed social worker and experienced advisor who brings decades of dedication to helping families and small business owners protect what matters most: their health, their income, and their legacy.
📍 Based in the U.S., Serving Nationwide
Able to provide plans in all 50 states plus Puerto Rico and Canada — proudly serving individuals, families, and small businesses across the country.
🔍 Transparent & Personalized
We take the time to understand your needs — no pushy sales, just clear guidance tailored to your goals.
🛡️ Independent & Unbiased
As a broker, we work with top-rated carriers to find the best solution for you — not the one that pays us the most.
Ready to Talk?
We’ll walk you through your options, with no pressure and no obligation.